Tuesday, January 10, 2006

Student Loan Blues

Man, since graduating grad school, I've dreaded the day that I would have to start paying back the 1,000 of dollars I borrowed in order to excape the cruel reality of small town living.

Now as much as I don't regret bettering myself and receiving a quality education, I do regret taking out so many fucking loans and not making sure that I knew exactly who the fuck I owed... Now, here I am attempting to get some shyt together, #1 working on repairing my credit do I find out that this mofo lender holders didn't consult with Clearing House and two of my loans are in default, it was four but I've made over a $1,000.00 in loan payments to get two of them mofos out of default and included in my consolidation.

They say consolidation is the best way to deal with paying your student loans, I'm not sure-- I know why thing is sure and that's that paying over $800.00 a month just in student loans is NO FUCKING CONSOLIDATION to my life style, my bank account, or my future plans...

But, hey what the fuck can you do, bad enough I'm a black man and not heterosexual... having bad credit right now just would be cute.. so a brotha is paying out the ass to do the right thing... just think my 18,19, & 20 year old selves got me in all this trouble in the first place..

shyt..... I think they should limit student loan amounts for young folks especially poor ones cause all we know is we want an education-- if them mofos would have told me that in exchange I would forfeit the pleasantries in life I may have opted for a life in the projects I mean at least I could sit on the step, smoke a joint, drink a 40 and be bored...

but shyt, that's what I do know..

. the simple difference is that I'm in a different location and instead of having no money and having some food stamps... all my money is going to student loans, car payments, insurance payments, and paying rent.... Well I'll be damned... Ain't this some shyt!!!!!

If a brotha would have only knew......

1 comment:

That Dude Right There said...

I know that you know that you ain't the only one. This brotha is gettting a roomie in a few months. I'll sacrifice some privacy to cut my housing expenses in half.